Omnichannel Communication
Digital collections for banks, NBFCs and fintech lenders
Voice, SMS, email, WhatsApp and in-app messaging, run from one borrower record. Digital is the cheapest channel and the easiest to overuse — the same automation that sends one useful reminder sends a thousand. Here the contact rules are built in as system controls.
- one borrower record
- Five channels,one borrower record
- the lender's contract
- Consent fromthe lender's contract
- enforced by the system
- Contact hoursenforced by the system
- borrower level
- Opt-out atborrower level
The Four channels
Five purpose-built channels, one connected experience.
SMS
Time-critical notices — due date, payment received, broken arrangement — on registered DLT headers.
WhatsApp
Longer content on the lender's approved templates: statements, arrangement summaries.
Email
The record a borrower can keep — confirmations, arrangement terms, complaint acknowledgements.
Voice
Automated calling and IVR at volume; human tele-calling where it needs a conversation — see Bot Calling & IVR.
Key Features
Benefits
Higher customer engagement through consistent multi-channel outreach
Faster resolution with automated reminders and timely follow-ups
Improved satisfaction & loyalty via personalized, responsive communication
Better operational efficiency with centralized workflows
Complete visibility into customer interactions and performance