Omnichannel Communication

Digital collections for banks, NBFCs and fintech lenders

Voice, SMS, email, WhatsApp and in-app messaging, run from one borrower record. Digital is the cheapest channel and the easiest to overuse — the same automation that sends one useful reminder sends a thousand. Here the contact rules are built in as system controls.

Every channel runs from one borrower recordVoice, SMS, Email, WhatsApp all run from the borrower record, which carries consent, contact hours, opt-out.BorrowerrecordVoiceSMSEmailWhatsAppConsentContact hoursOpt-out
one borrower record
Five channels,one borrower record
the lender's contract
Consent fromthe lender's contract
enforced by the system
Contact hoursenforced by the system
borrower level
Opt-out atborrower level

The Four channels

Five purpose-built channels, one connected experience.

  • SMS


    Time-critical notices — due date, payment received, broken arrangement — on registered DLT headers.

  • WhatsApp


    Longer content on the lender's approved templates: statements, arrangement summaries.

  • Email


    The record a borrower can keep — confirmations, arrangement terms, complaint acknowledgements.

  • Voice


    Automated calling and IVR at volume; human tele-calling where it needs a conversation — see Bot Calling & IVR.

Key Features

Centralized CRM for clear, consolidated customer information.
Context-aware communication tailored to customer profiles.
Timely notifications triggered by portfolio and workflow events.
Voice, SMS, Email, WhatsApp & app-based communication in one platform.
Smooth transition to trained telecalling teams when required.
Instant visibility into message delivery, responses, and engagement.

Benefits

1

Higher customer engagement through consistent multi-channel outreach

2

Faster resolution with automated reminders and timely follow-ups

3

Improved satisfaction & loyalty via personalized, responsive communication

4

Better operational efficiency with centralized workflows

5

Complete visibility into customer interactions and performance

Frequently asked questions

Ready to Get Started?

Let's discuss how our omnichannel customer communication services can help achieve your business objectives.